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Peach - Less Debt, More Credit app for iPhone and iPad


4.2 ( 4192 ratings )
Productivity Finance
Developer: Habitual Money, Inc.
Free
Current version: 4.3.4, last update: 6 months ago
First release : 17 Feb 2022
App size: 69.83 Mb

Peach is a personalized debt payoff planner app that makes becoming debt-free easy and simple.

Sign up for Peach and quickly create your free debt payoff plan.

HERE’S HOW PEACH WORKS:

1. Download the Peach app
2. Connect your bank accounts, loans and credit cards
3. Create your personalized debt payoff planner
4. Track your payoff progress

WHAT MAKES PEACH DIFFERENT?
- Peach connects to all of your outstanding loans and helps you create a payoff plan that will eliminate your loans and get you back financial freedom.
- Get reminders when payments are due and a customized plan on how to budget across all of your outstanding loans. Peach is here to help you stay up to date on your progress and track your debt-free journey without the headaches, stress, and spreadsheets.
- By optimizing your debt payments, Peach ensures you are paying the least amount of money in interest on your loans. Inefficient debt repayment can cost you thousands of dollars, and with the Peach Payoff Planner, you’ll have a custom-built plan that looks to save you money and lower the total interest you’ll pay on your loans.
- We don’t just help you get out of debt, we help you stay out of debt too. Use Peach for spend tracking to see where every dollar goes.
- Set your budget, create personalized spend categories, and use our adaptive smart rules to review your transactions in seconds. By having a completely customized view of your finances, you can manage how you spend, save, and borrow money.

MANAGE AND PAYOFF YOUR DEBT
Peach connects to all of your outstanding loans so you can see and understand all of your debt on a single screen. The Peach Payoff Planner guides you in understanding how much you should pay off on each loan on a monthly basis to optimize interest savings. You can also make one-time payments or set up a recurring payment schedule through the app.

MONITOR YOUR CREDIT SCORE
Check your credit score and get updates every time it changes. Once you connect your financial accounts, Peach shows your credit utilization in real-time and notifies you when it approaches a threshold that may hurt your credit score. The app gives users AI-driven advice on how they can improve their credit score quickly and efficiently. Users also get access to a team of financial experts to whom they can submit any finance or credit-related questions they may have.

PERSONAL FINANCE TOOL
We don’t just help you get out of debt, we help you stay out of debt too. The debt-free calculator shows you how small change in your monthly payment plan can save you money and get you out of debt sooner. Use Peach for spend tracking to see where every dollar goes. Set your budget, create personalized spend categories, and use our adaptive smart rules to review your transactions in seconds. By having a completely customized view of your finances, you can manage how you spend, save, and borrow money.